Grad Insurance
College Student Health Insurance Plans
Student STM
Benefits | Free Quote | Apply Online
What is Short Term Insurance?
Short term health insurance is a quality, affordable plan of temporary medical insurance designed specifically for healthy people who are temporarily without health insurance. Coverage can become effective as early as tomorrow, be purchased for periods as short as 30 days or up to 180 days, and paid for in one single payment or easy monthly installments.
Ideal protection for students who need:
- Temporary Health Solution
- COBRA alternative
- Cover insurance gaps
- Need for Immediate coverage
- People waiting for group coverage to begin
The short term health insurance plans we offer are not an HMO or PPO plan. In the event of a sickness or injury, an insured person may receive treatment from any licensed healthcare provider or facility anywhere in the U.S.
Plan Highlights:
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Freedom to choose your own doctors and hospitals
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$1 Million Lifetime Maximum Coverage
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In-Hospital and Out-patient benefits
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Physician Services-diagnosis and treatment
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Surgery in a Hospital or Ambulatory Surgical Center
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Intensive Care
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X-Ray and Laboratory
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Ambulance Services
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Spinal Manipulation/Adjustment
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Mammography, Pap smear and screens
Plan Options and How it Works
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Deductible options of $250, $500, $1000 or $2500
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Coinsurance optiona of 80/20 to $5000 or 50/50 to $5000
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Length of coverage options 1-6 months of coverage; or 12 month plan
We can offer coverage in the following states:
Available States (36) |
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Alabama Alaska Arizona Arkansas California Connecticut Delaware D.C. Florida Georgia Hawaii Illinois |
Indiana Iowa Kentucky Maine Minnesota Mississippi Michigan Nebraska Nevada New Mexico Ohio |
Oklahoma Pennsylvania Rhode Island South Carolina Tennessee Texas Utah West Virginia Virginia Wisconsin Wyoming |
Not Available |
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Colorado Kansas Maryland Massachusetts Minnesota |
Montana New Jersey North Carolina Idaho Oregon New Hampshire |
North Dakota South Dakota New York Vermont Washington |
Please learn more about the Student Short Term Medical Insurance plan:
Benefits | Free Quote | Apply Online